0

Financing Promotions

Enjoy flexible payment options with every Designer Looks Credit Card purchase, and exclusive perks just for being a Cardholder.
The Designer Looks Credit Card

Get more with financing options as low as 0% APR^^

Choose no interest with equal monthly payments on eligible purchases
See All Options
Short-Term Financing
$0 down
12 Months
special financing^
  • Combinable with offers or discounts
  • Minimum monthly payments required
  • Available online and in-store
Get Details
Extended Financing
$0 down + 0 minimum
36 Months
no interest financing^^
  • No minimum purchase required
  • Not combinable with offers or discounts
  • Equal monthly payments required for 36 months
  • Available online only
Get Details
In-Store Special!
$0 down
30 Months
no interest financing^^
  • $1999 minimum purchase required
  • Combinable with offers or discounts
  • Equal monthly payments required for 30 months
  • Deposit equal to taxes and delivery required
Get Details
In-Store Special!
$0 down
40 Months
no interest financing^^
  • $4999 minimum purchase required
  • Combinable with offers or discounts
  • Equal monthly payments required for 40 months
  • Deposit equal to taxes and delivery required
Get Details
Designer Looks Financing Card Image

See if you prequalify.

It’s easy and won’t affect your credit bureau score.

More ways to pay

No Credit Needed±

Start a lease agreement with a 90-day early purchase option. $300 minimum purchase required with initial payment as low as $79.

  • No large upfront payment
  • Instant decision (no, really!)
  • Flexible payment options (weekly, biweekly or monthly)
  • Make low payments or purchase early to save
  • Approvals up to $4000
Get Details
Apply Now
Estimate payments

0% APR Installment Option

A simple payment solution—Pay Later is a convenient installment loan, giving you the option to pay over time through equal monthly payments. It’s perfect for small or large purchases

  • Not combinable with storewide offer
  • Equal monthly payments (up to one year)
  • No interest accrued
  • No ongoing credit commitment
Get Details
Apply at Checkout

Financing details

6 Months No Interest
if paid in full within 6 months^

On qualifying purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments required. Combinable with other storewide offers and discounts with no minimum purchase required.

12 Months No Interest
if paid in full within 12 months^

On purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments required. Combinable with other storewide offers and discounts with no minimum purchase required.

^Any suggested equal monthly payment shown in connection with this promotional offer: • May be greater than the required minimum monthly payment that will be charged on your billing statement; • Equals the promotional purchase amount divided by the number of months in the promo period (excluding taxes and shipping charges) rounded to the next highest whole dollar, and • Would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

30 Months No Interest^^ (In-store only)

No Interest with 30 equal monthly payments on qualifying purchases of $1999 or more made with your Designer Looks Credit Card. Deposit equal to taxes and delivery required. Combinable with storewide discounts. Offer available in store only.

40 Months No Interest^^ (In-store only)

No Interest with 40 equal monthly payments on qualifying purchases of $4999 or more made with your Designer Looks Credit Card. Deposit equal to taxes and delivery required. Combinable with storewide discounts. Offer available in store only.

36 Months No Interest^^

36 months no interest on single-receipt qualifying purchases made with your Designer Looks Credit Card. Equal monthly payments required for 36 months. Not combinable with Doorbusters, Special Buys, Insider Drops, Closeouts or other storewide offers.

^^Qualifying purchase amount must be on one receipt and is determined prior to any required deposit. Discounts may result in the qualifying purchase amount not being satisfied. If you use the Designer Looks Credit Card for any required deposit of taxes and delivery, the deposit charge will not qualify for this offer and may be eligible for a different promo financing offer. No interest will be charged on the amount financed and equal monthly payments are required until it is paid in full. The payments equal the initial total amount financed divided by the number of months in the promo period, rounded up to the nearest whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.


No ongoing commitment. Equal monthly payments.

We partner with Synchrony Bank to offer Pay Later — a predictable monthly payment option for 0% APR. Select Pay Later at checkout.
Here are some examples of what you could pay when you choose Pay Later:


Order Total 3 Months 6 Months 12 Months
$75 $25/month n/a n/a
$150 $50/month $25/month n/a
$300 $100/month $50/month $25/month
$900 $300/month $150/month $75/month
$1,200 $400/month $200/month $100/month

Actual monthly payment is based on the total value of all items in your cart, plus tax and shipping.

Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank. Offer available for purchases starting at $75.
Not combinable with storewide offer, Equal monthly payments (up to one year), No interest accrued, No ongoing credit commitment, Obligation ends after payments are paid in full.

$79 initial payment±±

±±The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Offer valid during promotional period. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.

Apply Now

Frequently asked questions

For account information, call 1-866-396-8254. (If you have an existing account, have your account number ready.) If you haven’t received your Credit Card yet, call the number on your monthly statement.
To replace lost or stolen credit card, request credit line increase, obtain info on current amount of credit or for any other questions, please call us at the number above or log in to your account .


Choosing an equal payment no interest promotion allows you to divide the total cost of your purchase into fixed monthly payments over a set term. This way, you have the convenience of knowing your exact monthly expense and the overall financial commitment upfront.

Want to learn more? Watch our short video to break down the details.

View video


A deferred interest promotion allows you the opportunity to make purchases without paying interest for a set promotional period, provided the full amount is paid off before the period ends. It’s a great option if you plan to clear the balance by the end of the term, as it can potentially save you from paying any interest at all.

Check out our short video to see if this is the right option for you.

View video


Apply here or at any of our participating retailer locations. Once your application is approved, you will receive your physical card from Synchrony Bank via postal mail in approximately 7-10 days. If it’s a joint application, both parties will receive their physical card. Your card and ID both must be present when making any purchases in stores.


Once your purchase has been completed it will appear on your next billing statement, and you will be required to make the minimum monthly payments per your financing promotion.


There are three convenient ways to pay!

1. Pay online
2. Pay by phone: 1-866-396-8254, Monday-Sunday 7:30 am to 12:00 midnight EST (fee applies)
3. Pay by mail: Synchrony Bank, PO Box 960061 Orlando, FL 32896-0061. We accept checks, money orders, Western Union, Walmart Bill Pay services and electronically submitted payments from your financial institution.

We cannot process payments in store.