LEASE TO OWN
Get it today.
No Credit Needed^^
No Credit Needed^^
We know a three-digit number doesn’t tell your story.
Applying is easy and won’t hurt your credit.
Applying is easy and won’t hurt your credit.
Apply Now
PAY YOUR WAY
Spread out the cost of big purchases without needing all the money upfront. Own your item(s) in 12 months or less.
No Credit Needed^^
Easy to apply and won’t hurt
your credit.
your credit.
Instant Decision
Apply now for an instant decision.
Flexible Payments
Weekly, biweekly or monthly
payment options make it
simple to use.
payment options make it
simple to use.
90-Day Option**
Save money when you pay off
your lease early using our 90-day and early purchase options.
your lease early using our 90-day and early purchase options.
Apply Now
ENJOY A SIMPLE
PAYMENT
PAYMENT
Take your items home for just $79 initial payment±±
(plus tax) today!
(plus tax) today!
Apply Now
HOW DOES THIS WORK?
Apply now for an instant decision
Applying won’t hurt your credit score^^. Once approved shop your favorite items.
Purchase online
- At checkout, select Progressive Leasing as your payment option.
- Sign your lease and make your initial payment.
- Progressive will provide a Virtual credit card–enter this card at checkout to complete your order.
Purchase in-store
Visit your local location and let an associate know if you have been approved with Progressive Leasing.
What our customers
are saying
are saying
“Progressive customer service were very understanding and offered me a great payout.”
–Cassandra Sledge
“I was approved for a lease immediately for an item I purchased.”
–Tina McCallop
“Excellent company and really helpful customer service. Never had a problem with payments”
–Jose Rodriguez
Apply Now
Frequently Asked
Questions
Questions
The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option, you will own the product(s). Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
You must be 18 years or older (19 in AL), have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.
No, we do not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.
Contact a Progressive Leasing customer service representative at 877-898-1970. Customer Service agents are available Monday through Friday from 10 a.m. to 7 p.m. (EST), Saturdays from 10 a.m. to 6 p.m. (EST) and closed Sunday. You may also access your account online via the customer portal, 24 hours a day 7 days a week at: https://myaccount.progleasing.com.
During your lease signing, you agree for payments to be deducted automatically from your bank account and/or charged to your card you provided during the application process. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your items.
Standard Lease-to-own agreements are set up for 12-month to ownership.
Items for personal, family or household use may be available to be included in Progressive Leasing’s lease-to-own option. Eligible items include appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more. Progressive Leasing will not allow certain kinds of items to be included on the lease-to-own agreement Examples: items that are prohibited from lease-to-own by law, items permanently attached to a home or vehicle, consumable or intangible items, and items that create an excessive risk defined by Progressive Leasing.
Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing. At some retailers, if you do not sign your lease-to-own agreement that day, the order is cancelled. However, you can still create a new order if it is within the 90 days of your original approval.
Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.
