Special Financing Options and Plans on Furniture
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Financing Offers

3 Ways to Pay
Along the Way

100% financing is our goal, with:
  • Credit options
  • Installment options
  • Lease-to-own options
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See if you prequalify for a Designer Looks credit card.

It’s free and won’t affect your credit bureau score.
Mattress Financing Image - Little girl jumping on the bed.

60 Months Special
Financing†† on Entire Order

  • $1499 minimum bedding purchase required
  • Requires a mattress, mattress accessory, or adjustable base purchase
  • Purchase online and in stores
  • Not combinable with storewide offer

Installment Options: No Ongoing Commitment

SetPay Financing Image

0% APR

A simple payment solutionβ€”SetPay is a convenient installment loan, giving you the option to pay over time through equal monthly payments. It’s perfect for small or large purchases. 

  • Not combinable with storewide offer
  • Equal monthly payments (up to one year)*
  • No interest accrued*
  • No ongoing credit commitment
  • Obligation ends after payments are paid in full
Apply for SetPay at Checkout

Lease-To-Own Option: Shop Without Credit

Savings Option: Earn 5% In Cash Rewards

Accrue Financing Image

Savings, Rewarded.

Choose from select products, start saving upβ€”and earn 5% in cash rewards toward your purchase. It’s like getting rewarded for saving (no, really!). Buy when you’ve reached your goal.

  • Combinable with storewide offer
  • Earn 5% cash rewards toward your purchase
  • Gradually save up over time
  • Invite family and friends to contribute
  • No credit, debt or any fees

More Financing Details



No ongoing commitment. Equal monthly payments.

We partner with Synchrony Bank to offer SetPay β€” a predictable monthly payment option for 0% APR. Select SetPay at checkout.
Here are some examples of what you could pay when you choose SetPay:

Example of monthly payments at 0% APR

Order Total3 Months6 Months12 Months
$75$25/monthn/an/a
$150$50/month$25/monthn/a
$300$100/month$50/month$25/month
$900$300/month$150/month$75/month
$1,200$400/month$200/month$100/month

*Actual monthly payment is based on the total value of all items in your cart, plus tax and shipping. Subject to credit approval. SetPay is an installment loan product provided by Synchrony Bank. Minimum amount financed of $75. Offer available online only (excludes online chat).


Limited Time Offer. No credit needed!

Start a lease agreement with 120 days early purchase option. $298 minimum purchase with initial payment as low as $49.


Select the merchandise you want. We’ll buy that item and lease it to you. You simply make affordable monthly payments β€” no long term obligation.

  1. You Pay As You Go. Just make low monthly payments that fit your budget.
  2. Service Is Included at No Extra Charge. Enjoy your product with no worries.
  3. Pay in Person, by Phone or Online. Enjoy more convenient payment options.

You can shop with confidence knowing that no credit is needed and flexible payment plans are available, just pay as you go. Plus enjoy the flexibility of knowing you can own your furniture at any time with our early purchase options.


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Manage My Plus Account

Securely manage and pay your bill through Synchrony. Access your plus account to view your balance, pay your bill online or update your information.

Contact Info

For information or questions about your existing financing account dial the toll free number on your statement or the back of your card.

Phone: 1-866-396-8254

Please have your account number ready

Don't have your credit card yet? Call the number on your monthly statement.

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