A simple payment solutionβSetPay is a convenient installment loan, giving you the option to pay over time through equal monthly payments. Itβs perfect for small or large purchases.
To start a lease agreement with 120 days same as cash payment option. Available in store only. $298 minimum purchase with down payment as low as $49. See store for full details.
Choose from select products, start saving upβand earn 5% in cash rewards toward your purchase. Itβs like getting rewarded for saving (no, really!). Buy when youβve reached your goal.
No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if the purchase was a non-promotional purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.
No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if the purchase was a non-promotional purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.
β No Interest if paid in full within 12 Months on qualifying purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments required. Combinable with other storewide offers and discounts with no minimum purchase required.
Any suggested equal monthly payment shown in connection with this promotional offer:
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.
β‘ No Interest if paid in full within 6 Months on qualifying purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments required. Combinable with other storewide offers and discounts with no minimum purchase required.
Any suggested equal monthly payment shown in connection with this promotional offer:
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.
We partner with Synchrony Bank to offer SetPay β a predictable monthly payment option for 0% APR. Select SetPay at checkout.
Here are some examples of what you could pay when you choose SetPay:
Order Total | 3 Months | 6 Months | 12 Months |
$75 | $25/month | n/a | n/a |
$150 | $50/month | $25/month | n/a |
$300 | $100/month | $50/month | $25/month |
$900 | $300/month | $150/month | $75/month |
$1,200 | $400/month | $200/month | $100/month |
*Actual monthly payment is based on the total value of all items in your cart, plus tax and shipping. Subject to credit approval. SetPay is an installment loan product provided by Synchrony Bank. Minimum amount financed of $75. Offer available online only (excludes online chat).
Start a lease agreement with 120 days same as cash payment option. $298 minimum purchase with initial payment as low as $49.
Select the merchandise you want. Weβll buy that item and lease it to you. You simply make affordable monthly payments β no long term obligation.
You can shop with confidence knowing that no credit is needed and flexible payment plans are available, just pay as you go. Plus enjoy the flexibility of knowing you can own your furniture at any time with our early purchase options.
Securely manage and pay your bill through Synchrony. Access your plus account to view your balance, pay your bill online or update your information.
Contact Info
For information or questions about your existing financing account dial the toll free number on your statement or the back of your card.
Phone: 1-866-396-8254
Please have your account number ready
Don't have your credit card yet? Call the number on your monthly statement.